Terms of Service

1. Acceptance of Terms

By accessing or using GrahChaal's platform and services, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our services. We reserve the right to update these Terms at any time, and your continued use constitutes acceptance of such changes.

2. Description of Services

GrahChaal provides:

• Vedic astrology calculations and birth chart generation
• Various astrology systems (KP, Laal Kitab, Chinese, Numerology, Tarot)
• AI-powered palmistry and predictions
• Online consultations with professional astrologers
• Premium reports and personalized readings
• Educational content and resources

3. User Accounts

3.1 Registration

To access certain features, you must create an account. You agree to:

• Provide accurate and complete information
• Maintain the security of your account credentials
• Notify us immediately of any unauthorized access
• Be responsible for all activities under your account

3.2 Account Termination

We reserve the right to suspend or terminate your account if you violate these Terms or engage in fraudulent or illegal activities.

4. Acceptable Use

You agree NOT to:

• Use our services for any illegal purpose
• Violate any laws or regulations
• Infringe on intellectual property rights
• Transmit viruses, malware, or harmful code
• Attempt to gain unauthorized access to our systems
• Harass, abuse, or harm other users
• Scrape or harvest data without permission
• Impersonate others or misrepresent your identity
• Reverse engineer or decompile our software

5. Payments and Subscriptions

5.1 Pricing

We offer both free and paid services. Pricing is displayed on our website and may change with notice. All prices are in Indian Rupees (INR) unless otherwise specified.

5.2 Subscriptions

Premium subscriptions automatically renew unless canceled. You may cancel at any time through your account settings; cancellation stops future renewals and you retain access until the end of the period already paid for.

5.3 Refund Policy

• All payments for subscriptions, reports, and other digital services are final and non-refundable, as access is delivered immediately.
• We offer a free forever plan so you can evaluate the platform before purchasing.
• Genuine billing errors (such as a duplicate charge) or a paid service not delivered due to a technical fault will be corrected. See our Refund & Cancellation Policy.

6. Intellectual Property

All content, features, and functionality on GrahChaal, including text, graphics, logos, software, and algorithms, are owned by us or our licensors and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.

7. User-Generated Content

By submitting content to our platform (reviews, comments, etc.), you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, and display such content. You represent that you own all rights to the content you submit.

8. Disclaimer of Warranties

9. Limitation of Liability

To the maximum extent permitted by law, GrahChaal and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use, arising from your use of our services. Our total liability shall not exceed the amount you paid us in the 12 months preceding the claim.

10. Indemnification

You agree to indemnify and hold harmless GrahChaal, its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including legal fees) arising from your violation of these Terms or misuse of our services.

11. Third-Party Services

Our platform may integrate with third-party services (payment processors, analytics, etc.). We are not responsible for the practices or content of these third parties. Your use of third-party services is at your own risk.

12. Privacy

Your use of our services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our data practices.

13. Dispute Resolution

13.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions.

13.2 Jurisdiction

Any disputes arising from these Terms or your use of our services shall be subject to the exclusive jurisdiction of the courts located in [Your City], India.

13.3 Arbitration

Before filing any legal action, you agree to attempt to resolve disputes through good-faith negotiation. If unresolved, disputes may be submitted to binding arbitration.

14. Modifications to Services

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without notice. We shall not be liable to you or any third party for any such modifications or discontinuation.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

16. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and GrahChaal regarding the use of our services and supersede all prior agreements and understandings.

17. Contact Information

If you have any questions about these Terms of Service, please contact us: